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Royal Lo

Price: 97.2209GBX

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Royal London Short Term Money Market Y Inc

Fund
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Royal London Short Term Money Market Y Inc

ISIN:

GB00B3P2RZ52

Risk level:

FE fundinfo Rating:

4 of 5

IA Sector:

IA Short Term Money Market

Income type:

Income

Price:

97.2209GBX

11 September 2026

Last change:

icon-up-small 0.00%

1 year change:

icon-up-small 3.93%

5 year annualised return:

3.70%

12 month yield:

3.88%

Key Investor Information Document (KIID)

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At a glance

At a glance performance and information

Eligibility:

Share Dealing Account

ISA

SIPP

Investing for longer increases the likelihood of positive returns. Over a period of 5 years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value. So you could get back less than you put in.

1 W 1 M 3 M 6 M YTD 1 Y 3 Y 5 Y Max

Add to chart:

Fund:

Royal London Short Term Money Market Y Inc
Sector:

IA Short Term Money Market
Benchmark:

Bank Of England Sterling Overnight Index Average

Discrete calendar year performance

Discrete calendar year performance
Investment	30/06/21 to 30/06/22	30/06/22 to 30/06/23	30/06/23 to 30/06/24	30/06/24 to 30/06/25	30/06/25 to 30/06/26
Royal London Short Term Money Market Y Inc	0.25%	3.14%	5.45%	4.92%	4.06%
IA Short Term Money Market	0.12%	2.68%	4.89%	4.48%	4.15%
Bank Of England Sterling Overnight Index Average	0.35%	3.09%	5.14%	4.71%	3.87%

Trailing returns

(*annualised)

Trailing returns
Investment	3 months	6 months	1 year	3 years*	5 years*
Royal London Short Term Money Market Y Inc	0.94%	1.92%	3.93%	4.68%	3.70%
IA Short Term Money Market	0.82%	1.87%	3.87%	4.41%	3.39%
Bank Of England Sterling Overnight Index Average	0.91%	1.84%	3.77%	4.48%	3.56%

Overview

Fund Objective: The Fund aims to preserve capital and generate income, over rolling 12-month periods, before the deduction of fees.

Manager name:

Royal London Unit Tst Mgrs Ltd

Manager start date:

26 February 2025

Investment style:

Liquidity,MMF - VNAV

Region (geographical):

Global

Manager Biography:

N/A

Benchmark:

Bank Of England Sterling Overnight Index Average

Sector:

IA Short Term Money Market

FE fundinfo Rating:

4 of 5

Fees & charges

Fees and Charges

Fees and Charges
Charge	Who receives this?	What is it?	Amount
Initial charge:	The fund manager	Charges applied by the fund management company for investing in their fund. Please note that Investment Managers may charge each time you buy new units or shares in a fund or trust. Where Investment Managers would have an entry charge, we will negotiate to have it waived so you will not be charged.	N/A%
Ongoing Charges:	The fund manager	The annual charge paid to a fund manager to cover the costs of running the fund. It is an estimate based on the actual amount charged in the previous year.	0.10%
Performance Fee:	The fund manager	A performance fee joins up the interest of the fund manager and their investors. A performance fee is taken when the fund beats pre-set conditions.	N/A
Typical transaction cost:	The fund manager	The costs of dealing within a fund, which the Investment Manager must pay to continue managing the assets. This includes where the Manager decides to sell one stock and buy another. The costs will vary from one fund to another based on how often the Investment Manager trades and the costs applied when trading.	0.188%*
Dealing commission:	Scottish Widows	The cost of buying or selling some or all of your investment.	£5.00 (per online trade)

*This is an indication based on the market average. The fund’s actual transaction cost will be shown before you place a trade.

Account charges are not included

Breakdown

Asset Allocation

Fund size: 12,062,920,820.18 GBX

Chart date: September 11, 2026

Top 10 Holdings

Top 10 Holdings
Security	Weight
Reverserepo jpsl gb00bvp99780 3.8% 01/09/2026	4.14%
Hmty rlatd0055729 28-aug-2026 3.77% 1-sep-2026	4.14%
Reverserepo sant gb00bpsnb460 3.8% 01/09/2026	3.72%
Reverserepo cbal gb00byzw3j87 3.8% 01/09/2026	2.90%
Reverserepo dbsb gb00bpcjd997 3.8% 01/09/2026	2.69%
Sg issuer sa 0 % 11-feb-2027	2.07%
Reverserepo hsbs gb00b3myd345 3.85% 01/09/2026	1.65%
United overseas bank ltd frn 21/09/2026	1.62%
Australia and new zeal bk 0% cd 13/05/26-13/11/26	1.44%
Sumitomo mitsui bank corp 0% cd 26/08/26-26/11/26	1.43%

Sectors

Sectors
Sectors	Weight
Money Market	90.13%
Mortgage & Secured Bonds	4.62%
Government Agency Bonds	3.67%
Government Bills	1.59%

World regions

World regions
Country	Weight
United Kingdom	34.63%
Canada	13.74%
Australia	8.36%
Singapore	8.04%
France	7.38%
Sweden	6.90%
Netherlands	4.28%
Belgium	3.93%
Finland	3.40%
United States	2.47%

ESG

What is ESG?

ESG stands for Environmental, Social and Governance and is an approach for evaluating to what extent a company works towards social goals. For investors this can be used in order to understand how their funds and the assets they are made up of work towards these goals and use that information to help make sustainable investment choices.

The FCA website sets out further information in relation to the sustainability labelling and disclosure requirements.

Find out more about Scottish Widows’ approach to responsible investments.

Important legal information

The Scottish Widows Share Dealing Service is operated by Halifax Share Dealing Limited. Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

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